Credit score

Service includes

  • Get a free credit score and report from Equifax with monthly updates
  • Personalized tips on how to improve your credit score
  • Automated credit coaching tools and AI-driven financial product recommendation

Subscription price per month





Offer: Get free credit score and report from Equifax with monthly updates on why it's going up or down, also get customized tips on how to improve your credit score every month.

Service includes

  • Instant unlimited access to your credit score and report online
  • Daily credit monitoring – 24/7 monitoring, alerting you of any changes
  • Real-time credit score simulator
  • ID Protection
  • Newly added: Identity monitoring and internet scan

Subscription price per month



$25 in Reward Dollars each month


Offer: Get your Free Credit Score & $1 Credit Report today and you’ll receive a seven-day grace period for your subscription-based credit monitoring services. After the grace period, you will be billed at the rate of $29.95/mo. You may deactivate at any time.

Service includes

  • Access your credit report and score
  • Alerts
  • Credit and debt analysis
  • $50,000 ID Theft Insurance

Subscription price per month





Offer: Your TransUnion Credit Score & Credit Report are available as part of our subscription-based credit monitoring service. You will be billed at the cost of only $19.95 per month (plus tax where applicable). You may cancel at any time.

Useful information about financial products and debt management

Why Check Your Credit?

The credit score is like your financial health, you want to know how well you are doing, and whether you need to take an action to improve it. It’s always the smartest way to be informed about your own finances, which could help you achieve not only your desired dreams but reach financial independence. We strongly advise being assured about your financial situation, before taking any further actions and make decisions.

What is a credit score?

The credit score is the number which shows how well you manage your finances, it’s like your finance background reflected in number. The higher the number the better, it shows how responsible you are and how you take care of your finances. Lenders/borrowers/other financial institutions will more willingly work with you because they will see you as no risk for their investment.

What is a Credit Report?

A credit report shows a detailed history of your financial activities. An included bank statement, even small things like an unpaid mobile invoice, plays a big role in this report. There are a lot of companies in Canada that provides this service, you just need to choose which company you prefer to share your personal information with. In our website under the segment “Credit score”, you can find credit report service providers that are all our partners with a great reputation in this market niche.

Types of credit score?

Credit score divides into two types. General credit score - an average number of your financial capacity. Usually, a lot of companies are using the same measurements to formulate it, but you can get more specific details by contacting your financial institution. Custom credit score – financial institutions are using their individual formula and measurements to come up with a unique number that they announce as your credit score, measurements can differ in every company.

We advise you to talk to your choosen company if you want to find out more about the way how they work.

MoneyGuru24 is not a bank, lender, broker or product issuer. MoneyGuru24 is not owned by a financial institution but is an independent company owned by private shareholders. All information provided on MoneyGuru24 has general and informative nature. Although MoneyGuru24 covers wide range of loan products and providers, keep in mind that those are not the only options available in the market and may not be the best fit for you. We do not consider your personal circumstances and financial situation and we are not recommending any particular products. If you choose to apply for a loan product through MoneyGuru24 website you will be dealing directly with the loan provider not with MoneyGuru24. It is recommended for you to read all relevant documentation given by the loan provider before accepting any financial product offer.

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