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Fairstone.ca - description of the lender

Loan amount

$500 - $30,000

Loan term

6 - 120 months

Fairstone.ca - description of the lender

Company type

Fairstone.ca is Canada’s leading non-bank provider of responsible lending solutions. With roots in Canada since 1923 and over 200 branches coast to coast, Fairstone.ca provides personal loans and home equity loans designed to suit today’s borrowing needs. Fairstone.ca also partners with a wide network of businesses to deliver flexible consumer financing programs.

APR

Your interest rate may range from 19.99 % to 39.99% and it is based upon your credit score and other factors.

Representative example

Loan amount: $7,500, Loan Term: 60 months, Monthly payment: $233.47, Total cost of borrowing: $6,508.40, Total amount repayable: $14,008.40, APR: 27.99%

Requirements

  • You are a resident of Canada, but do not reside in Nunavut;
  • You have reached the age of majority in your province of residence;
  • You have been discharged from bankruptcy for at least 7 years (if applicable).
  • Working hours

    8am-8pm (EST)
    Monday-Friday

    Address

    630 Rene Levesque Blvd. West
    Suite 1400
    Montreal, Quebec H3B 4Z9

    Additional information

    Phone: 800-995-2274
    Email: CustomerCare@Fairstone.ca

    Other offers

    Minimum loan amount

    $500

    Maximum loan amount

    $30,000

    Minimum loan term

    6 months

    Maximum loan term

    120 months

    APR

    19.99 - 39.99%

    Minimum age

    18 years

    201

    Representative example: Loan amount: $7,500, Loan Term: 60 months, Monthly payment: $233.47, Total amount repayable: $14,008.40, APR: 27.99%
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.

    Minimum loan amount

    $2,000

    Maximum loan amount

    $10,000

    Minimum loan term

    12 months

    Maximum loan term

    60 months

    APR

    18.9 - 54.9%

    Minimum age

    20 years

    62

    Representative example: Loan amount: $6,000, Loan Term: 30 months, Monthly payment: $307.54, Total amount repayable: $9,226.20, APR: 40%
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.

    Minimum loan amount

    $2,000

    Maximum loan amount

    $10,000

    Minimum loan term

    12 months

    Maximum loan term

    60 months

    APR

    34.9 - 43%

    Minimum age

    19 years

    23

    Representative example: Loan amount: $10,000, Loan Term: 36 months, Monthly payment: $498.66, Total amount repayable: $17,951.76, APR: 43%
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.

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