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GoDay - description of the lender

Loan amount

$100 - $1500

Loan term

1 - 30 days

Company type

GoDay accept and approve online loan applications 24/7. Apply from your computer, smart phone or tablet, and our highly automated system will do all it can to ensure you receive your funds as soon as possible.

Representative example

Ontario residents:The cost of borrowing at is $21.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $63.00, with a total payback amount of $363.00. The maximum allowable cost of borrowing under payday loan agreements is $21.00 per $100.00 borrowed. Late-payment interest is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

British Columbia residents: The APR on a $300.00 loan for 14 days is 599.64% at a rate of $23.00 per $100.00 borrowed. Late-payment interest is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

Requirements

  • - be a Canadian resident over the age of 18;
  • - be employed and working in Canada.
  • - have an open bank account with a Canadian bank or credit union;
  • - have your own, valid email account;
  • - provide us with your home or cell phone number.

Important

Loan fees vary depending on the delivery method you choose. Exact fees are always disclosed upfront, before you sign a GoDay agreement. However, should you fail to repay your loan within the specified term – a maximum of 30 days – you will incur additional fees.

GoDay encourage you to pay your loan back on time. If, however, you are absolutely unable to do so, GoDay ask that you contact our collections department as soon as possible to discuss repayment. The number is 1-888-98-GODAY.

If you fail to repay your loan within the specified term, GoDay will contact you to arrange payment. If you are still unable to repay the loan, GoDay will apply a $60 dishonored payment fee. Your account will be handled by our professional collections team. They will do their best to help you manage repayment. If, after 60 days, you have still not repaid your loan, GoDay will forward your account to an external collections agency. GoDay will all do their best to help you figure out a solution. If, however, you fail to cooperate, your credit score will be impacted for up to six years, as will your relationship with GoDay.

Working hours

Monday-Friday: 9am-7pm
Saturdays: 10am-6pm on Saturdays, EST, with the exception of bank and statutory holidays.

Address

121 Richmond Street West
Suite 602
Toronto, Ontario, Canada
M5H 2K1

Additional information

Email: customerservice@goday.ca, apply@goday.ca
Phone: 1-888-984-6329
Fax: 1-855-674-6329

Other offers

Minimum loan amount
$500
Maximum loan amount
$30000
Minimum loan term
6 months
Maximum loan term
120 months
APR
19.99 - 39.99 %
Minimum age
18 years
Loan granting
Excellent
Online application
Apply now fairstone.ca
Requirements:
  • - Be resident of Canada, but do not reside in Nunavut.
  • - You must have reached the age of majority in your province/ territory of residence.
  • - You have been discharged from bankruptcy for at least 7 years (if applicable).
Representative example: Loan amount: $7500, Loan Term: 60 months, Monthly payment: $233,47, Total amount repayable: $14008,40, APR: 27.99 %
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
Minimum loan amount
$1000
Maximum loan amount
$150000
Minimum loan term
12 months
Maximum loan term
60 months
Max. APR
19.50 %
Minimum age
18 years
Loan granting
Average
Online application
scotiabank.com
Requirements:
  • - Be resident of Canada;.
  • - You must have reached the age of majority in your province/ territory of residence;
  • - You have a good credit history.
Representative example: Loan amount: $5000, Loan Term: 60 months, Monthly payment: $94,36, Total amount repayable: $5661,6, APR: 6 %
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
Minimum loan amount
$500
Maximum loan amount
$25000
Minimum loan term
9 months
Maximum loan term
120 months
APR
19.99 - 46.96 %
Minimum age
18 years
Loan granting
Average
Online application
easyfinancial.com
Requirements:
  • - Be resident of Canada;.
  • - You must have reached the age of majority in your province/ territory of residence;
  • - You have a good credit history.
Representative example: Loan amount: $1000, Loan Term: 12 months, Monthly payment: $125,09, Total amount repayable: $1501,08, APR: 29.99 %
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
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